Successful financial planning and management have never been easy. Many people do not have the time or the expertise to make sound investment choices or continually monitor the performance of those choices.
We comprehensively manage client investments in individual portfolios, corporate and individual retirement accounts, and endowment and trust accounts.
As a fee-based firm, we care about the growth of your assets because our compensation is tied to value and not to sales commissions. Thus, we sell no internal, proprietary products. We make investment recommendations only after considering a wide range of investment opportunities, and always with our clients' best interests in mind.
Some of these investment options include:
- U.S. Equities
- International Equities
- Global Equities
- Government Bonds
- Corporate Bonds
- Municipal Bonds
- Pure Asset Class Funds
- Unit Investment Trusts
- Real Estate Securities
Investment Management Objectives:
- Growth of capital to both counter inflation and to provide a true return
- Income sufficient for your needs and for regular reinvesting with the portfolio at regular intervals over time
- Preservation of investment capital by lessening volatility and through diversification of asset sectors and investments
The investments and tactics used include:
Diversification: Diversification means that multiple stocks, bonds and other investments will be used within each industry, asset sector and world market. We try never to entrust any allocated sector to just one security. In addition, we research all companies culture and practices before using them in client accounts.
- Asset Allocation: Asset allocation is the foundation of any long-term investment strategy. It is based on the concept that not all investments behave the same way during the same period of time. By properly adhering to an asset allocation model (based on your goals, time horizon and risk tolerance), it may be possible to reduce volatility risk while seeking a return that keeps with your objectives.